Featured image for a HELP Attorneys blog article about Road Accident Fund (RAF) claims

Did you know? A RAF claim is not only about the accident

After a serious car or taxi accident, most people think the Road Accident Fund claim is mainly about proving that the accident happened and showing who was at fault. This is only one part of the process.

After a serious car or taxi accident, most people think the Road Accident Fund claim is mainly about proving that the accident happened and showing who was at fault. This is only one part of the process.

A proper RAF claim also needs to consider the long-term effect of the injuries. This may include pain and suffering, future medical treatment, past and future loss of income, and the effect the injuries may have on a person’s ability to work, move, care for themselves or live as they did before the accident.

Medical evidence is important. At HELP Attorneys, we work with medical experts who assess the injuries and prepare reports that help calculate the claim properly. These reports are not just paperwork. They are often central to understanding what the injury really means for the injured person’s future.

In many cases, injuries must first stabilise before expert assessments can take place. This is usually when injuries have reached maximum medical improvement, often around 12 months after the accident. 

The RAF process can feel overwhelming, especially when someone is still recovering. Our role is to help gather the records, arrange the necessary medical appointments, calculate the damages and push the claim forward.

A RAF claim is not only about what happened on the road. It is about what happens next.

© 2026 HELP Claim. All Rights Reserved.

© 2026 HELP Claim. All Rights Reserved.